Wednesday, December 12, 2007

Role Of Insurance Is becoming Claimed in Developing Economics

In this time, pension fund and insurance is monetary service institute which not yet got place [in] liver many people [in] this country. That thing is proved by still the so small penetration of insurance in Indonesia. Even if observed the [by] role of to development of economics, possible [of] role of insurance a long way off below/under role of banking. mustered [by] a success Data [of] Association Life Insurance Indonesia ( AAJI) show only [about/around] 2% from totalizing Indonesia population equal to 220 million [soul/ head] which follow insurance program. Association Insurance Social Security Indonesia ( AAJSI) also lay open similar fact. Till in this time, totalize fund of kelolaan entire/all member of AAJSI, covering Jamsostek, ASABRI, ASKES, Taspen, and Service of Raharja only Rp 150 triliun. Comparing with neighbouring state for example a success Malaysia [of] Rp meraup 800 triliun full scalely populations only 24 million [soul/ head]. Singapore even more awful again. They earn to muster fund of society equal to Rp 500 triliun, full scale though the populations of only 4 million [soul/ head]. Looking into the mirror of above fact, hence entire/all insurance association in Indonesia that is, [Common/ Public] Association Insurance [of] Indonesia ( AAUI), AAJI and of AAJSI together with Council Insurance Indonesia ( DAI) mutually agree to to canvass for government [so that/ to be] concentrating larger ones to insurance industry in Indonesia.

They assess, in this time support of good government [of] circle of regulator and of nonregulator minim still. This matter become one of [the] cause still the so small role of insurance industry and pension fund in national development and economics. Like known, in this time governmental**government******* is emboldening development of infrastructure. Level of fund which required in development of infrastructure project, according to Raden Pardede, team chief defrayal of development of infrastructure ( Tired TPPI) [of] US$ 140 milliard in 5 year forwards. expected Banking circle can assist to defray the project of the infrastructure unable to do much. Many banking practitioner circleses worry of the happening of mismatch if banking forced to defray development of infrastructure is long-range project, though almost 90% banking third party fund are fund short-range. On the other side, insurance industry which generally have long-range fund, justeru not yet shown the role of which was very isn't it. Therefore, Raden Pardede expect to insurance industry can share bigger to defray development of infrastructure remember fund kelolaan of pension fund and insurance are long-range fund.

Insurance Summit

Will do not willing to fail with pamour of Infrastructure Summit is which is just carried out by government hence industrial circle [of] insurance even also [do/conduct] similar activity. Activity network 2 the day started by visit to Palace Vice President of Jusuf Kalla. [At] opportunity, they ask instruction to government to improve growth and role of insurance industry as national economy pillar. Insurance circle even also promise to immediately to deliver proposal recommend to government so that government earn immediately [do/conduct] positive stages;steps to push acceleration of growth of role of financial institution of nonbank the including pension fund and insurance. In Insurance Summit which is have theme “ Do step early going to prosperity of nation” with subtema “ Insurance national mobilization for the security [of] finance and prosperity of society” have been studied some important topics which related to acceleration of growth of insurance industry in Indonesia. Some speakers, like Ken Boag representing World Bank, Yves Guerard as Secretary General Association of Aktuaria International, Raden Pardede as Chief of TPPI, and David Richardson representative of Price Waterhouse Coopers have given clear explanation and totally concerning how to improve growth of insurance industry in Indonesia. Minister Coordinator Economics of Aburizal Bakrie in greeting opening of Insurance Summit also greet positively [of] insurance association plan with DAI utilize acceleration of growth and role of parallel to insurance industry so that domicile him with other monetary industry like capital market and banking. Even, he expects during the near by industrial circle [of] insurance give the recommendation of concerning stages;steps which need to be [done/conducted] [by] government specially which related to policy of taxation.

Events of Insurance Summit closed by Insurance Gala Dinner which isn't it Minister For Finance of Jusuf Anwar. In his greeting, Jusuf explain role of insurance industry still not yet equal to banking in managing society fund. Data Treasury Department show total***totalize**totalized*totalizing*** [of] asset company of insurance in Indonesia ( including guarantee and social) till 2004 then reached Rp 118 triliun. Total [of] this asset mount 25,5% compared to similar asset [at] 2003. Forwards, he expects society fund mustered by company of insurance besides it is of course pension fund and banking, can more exploit especially for the defrayal of infrastructure project. Proposal recommend In fact, recommend any kind of which included in proposal the the readyness of will be delivered to government? According To Evelina F. the Pietruschka recommendation for example, improvement of socialization concerning insurance benefit which is important also for monetary planning [of] family. Insurance circle expect the the socialization entangle student circle and student in all Indonesia. Even, hitting important [of] this insurance him can be packed into [by] separate curriculum for middle student. Besides, government is also expected isn't it special day for insurance. On, insurance circle can [do/conduct] with refer to seminar [regarding/ hit] importantly [of] insurance him at the same time introduce and market insurance product had. With existence of socialization concerning insurance benefit and insurance day cymbal, expected [by] awareness of society for have insurance [to] to become higherly. Besides above matter, government also is compiling Architecture Insurance Indonesia ( API) relating [at] Indonesia financial sector architecture, so that position and role company of insurance in Indonesia become directional and clearer. Some the recommendations expected will push growth and reinforcement of insurance industry in Indonesia at the same time improve the role of in national development and economics. Hopefully.

Jasa Raharja Insurance

Name: PT. SERVICE of RAHARJA ( Persero)
Area of[is Effort: Social Insurance [of]
Owner: 100% owned by State Republic Of Indonesia Legal Fundament * Regulation of Government of Number 8 Year 1965 concerning Founding Of Company Of State Damage Insurance of Djasa Rahardja * Decree Minister for Finance Number of KEP-750/MK/IV/11/1970 the 18 November 1970 concerning Statement concerning Company Of State ( P.N.) Damage Insurance of Djasa Rahardja as Effort State like such yg in sentence ( 2) Section [Code/Law] of No. 9 Year 1969 * Regulation of Government of Number 39 Year 1980 concerning Transfer Of Form Public Company Of Damage Insurance Service of Raharja Become Company Of Copartnership ( Persero) Capital Copartnership: Rp. 500.000.000.000 Paid-In Capital: Rp. 250.000.000.000 Akte Founding: Deed Number 49 28 Februari 1981 which made before Imas Fatimah, Lawyer, Notary [in] Jakarta, yg have is several times altered and added, ad for with Deed Number 76 24 July 2003 which made before Martin Roestamy, Lawyer, Notary of Jakarta. Business Activity: Executing Accident Insurance passenger of publik transport appliance and responsibility insurance according to hokum to third party as arranged [by] UU No. 33 and 34 year 1964 following regulation of execution of him. Network Office: Service of Raharja have 27 office of branch, 59 representative office, 68 representative sub office, and 408 Office With spread over Samsat in all Indonesia Head Office: Jl. HR. Rasuna Said Kav C-2 Kuningan-Jakarta 12920 Telp. ( 021) 5203454, Fax. ( 021) 52220284 Website : Enamel www.jasaraharja.co.id : pusat@jasaraharja.com.