BALI INSURANCE SERVICES

COMPANY PROFILE

Indonesia Insurances is operated by Bali Insurance Services which was founded to answer the market demand of reliable and affordable insurance plans. The founder, Fransisco Redy has been working in insurance field since 2002, mostly dealing with health and life, automobile, cargo, as well as commercial and dwelling properties such as houses, restaurants, villas, hotels and restaurants. During that time he serves both locals and expatriates.

OUR GOAL

While self-consciousness about the needs of insurance has just been growing, the lack of insurance knowledge and the quite many new and old insurance products available in the market (from various insurance companies in Indonesia), is just another hard task -if we cannot say it as an obstacle - in choosing the right insurance plan.

It is our task to provide the market with proper information and professional advise before buying a certain insurance plan. What do they want, what do they really need, what other additional coverage can they get with minimum cost, how to claim - are always in our mind when dealing with customers.

Learn from the below situation:

Case Study

Situation:
Mr. J previously join a health insurance for his son with company's corporate insurance. The first year he bought at US$150 per annum. Due to some claims he made, now the extention would cost US$200 per annum. He asked us how to reduce the price . . .

Advise:
The expensive part of medical care is hospitalization, meanwhile general illness such as seeing the doctor plus the presciption often cost lower and still affordable. Upon several consultation he decided to take hospitalization case only PLUS additional life insurance. He now pay only US$110 per year for BOTH he and his son including a life insurance of US$10,000 each (learn more in "How to choose right insurance service")

Remember also, that several insurance sales sometimes think that you already know their products and they do not need to explain in details unless(well, unless you ask). The result - they make some calculation that might be not of you think, and this can make some difference, especially in investment insurance!

IS IT SAFE? HOW WE WORK FOR YOU?

We cooperate with Indonesia and join-venture professional insurance companies throughout Indonesia. We collect and learn information of each product they have.

We are not a one-time-sell insurance agent. We would prefer to talk to our client in more personal way because only this way we can really understand what they actually really need.

In consultation, we provide you with several choices of plans and transparent information to be considered before buying. When everything is agreed, we deliver the registration form to the selected insurance company, and they will continue the process.

The above process is NOT the end of the deals! We still provide you with ongoing support. If, for example, in the middle of the contract you are interested to propose loan to the insurance company, or have a claim but not sure how to do it, we are still here to assist at no cost!

HOW TO CONTACT US AND GET A QUOTE?

In order to get the free advice and quotes of insurance plan, please email us at info@indonesia-insurances.com or use our contact form.

You can also contact us at the following address:

BALI INSURANCE SERVICES
Tukad Bilok 15B,
Denpasar, Bali, Indonesia
Tel / Fax. +62-361 237507

Bali Insurance Services Team

Accidental Death Insurance - An Introduction

In the movie entitled "With Honors," Brendan Fraser and Joe Pesci had a conversation about life. It was argued by Joe Pesci that life has no guarantees. In short, anything can happen. This is probably the motto of car insurance companies considering the nature of their business. Insurance thrives through the risk and fear of accidents and death. Many people acquire insurance contracts in order to be protected from any risk that they may encounter in their everyday lives. An insurance contract ensures that a person and his loved ones are secured from possible loss of life and death. It earns profit in exchange for the security that it provides to its customers. This is the reason why insurance is sometimes called as a risk-transferring device.

An accidental death insurance is a kind of insurance contract where an insurance company insures a person for any accident that may cause death. This type of contract works by paying the beneficiaries of the insured, usually his or her relatives and family, in case of death on the part of the insured. The cause of the death must be within the coverage of the insurance contract. Otherwise, there will be no indemnity given to the beneficiaries.

An accidental health insurance is highly advisable to be taken by persons who are involved in high-risk jobs or those who will go to dangerous places. Construction workers, soldiers, and acrobats are usually the people who can be secured the most with this type of insurance. Meanwhile, people such as businessmen or pilots who go to different countries where security is not that good and there is a great threat to their lives, can also be secured by this type of insurance.

A good type of accidental health insurance is an insurance that has a low premium but comprehensive coverage and high indemnity. Usually, a premium is set based on the risk involved, the coverage of the insurance policy, and the amount of indemnity in case of death of the insured. By taking into consideration this fact, you will be able to maximize the amount of money that you will spend for the insurance contract.