Dental care is one of the most overlooked types of health care in the United States today. The fact of the matter is that most people simply can't afford standard health insurance, let alone anything that will only provide coverage for their teeth. Latest statistics (at the time of this writing) show that only 3 of 10 people (30%) in the USA have any kind of dental plan. Those numbers are unacceptable because there low cost plans available that most people with a full-time income can afford.
If you think a low cost dental plan is the right way to go for you and your family you can research the many different ones available online. You need to shop around and compare all of the plans as they are very different from one another. With a little bit of research you can find one that will cover all of your projected dental needs while still fitting into your family's monthly budget. The best way to go about researching low cost plans is to sit down and list what kind of dental needs you will have in the future for you and your family and then look for those services in the plans you think will suit you the best.
You have two main options available to you. These are dental insurance and discount dental plans. Dental insurance is the traditional option. It does not pay for any problems that you may already have, but it will provide coverage for cleanings, x-rays and any future problems that you may have.
Discount plans offer savings as high as 60% on most types of dental care. You may see a participating provider at any time for most conditions, existing or not. The drawback here is that you must join a network and you must pay the reduced fee in full at the time of your visit.
You can get a lot of information from the National Association of Dental Plans, the American Dental Association, and the Academy of General Dentistry on low cost dental plans that can provide you with dental coverage in place of insurance or in conjunction with your current dental insurance plans.
1 comment:
You should try http://www.dentalplans.com/
They offer many affordable dental insurance plans in one convenient site.
DentalPlans.com has over 30 plans to choose from and many of them offer discounts on braces for both children and adults. These dental plans are for individual and families and are very affordable - $79.95 PER YEAR and up.
My family discount dental plan is saving us about $800 on my daughter's braces. Plus, we get free cleanings and x-rays twice a year.
Anyways, I just wanted to share my story. It's still possible to save even if you don't have dental insurance!
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