Thursday, June 5, 2008

Group Personal Accident (GPA) Insurance

Product description

We provide Standard PA Coverage, up to a Comprehensive Protection Tailored to suit our Clients’ particular needs and requests.

Comprehensive 24-hour annual cover with benefits available for:

  • Accidental Death & Disablement (AD&D) - lump sum cash benefit
  • Permanent Partial Disability (PPD)
  • Permanent Total Disability (PTD)
  • Accident Medical Reimbursement (AMR)
  • Temporary Total Disablement (TTD).
  • Temporary Partial Disablement (TPD) etc.

Coverage can be provided for specific short periods of time, during the participation in specific activities or on all year round basis.

Customer profile

The employees, members and participants of all types of organizations such as businesses, associations, and special interest groups. Group Personal Accident coverage is an essential component of an employee benefits package purchased by an employer for his employees.

Value added / AIU advantage

A flexible and comprehensive product is offered to all employees or group members. The policy term may be tailored to fit the needs of the group. Benefits may be structured as a stated amount for all members or as a multiple of salary. Eligibility may be open to all or based on occupation, condition of employment, or membership.

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